Sexual practices

Sexual practices: financial care and material boundaries

Guide to financial care in relationships and sexual practices: clear agreements, financial boundaries, conscious payment, financial autonomy, and prevention of economic exploitation.

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Financial care and material boundaries

Financial care and respect for material boundaries are essential for relationships that are fairer, safer, and freer from economic pressure.

Levels of care

  • Basic care: general information and clear agreements.
  • Intermediate care: specific knowledge and ongoing communication.
  • Specialised care: prior training and gradual practice.
  • Specific training recommended: specialised education and safety protocols.

1. Clear agreements from the start

Talking openly about money, expectations, and contributions before any exchange.

  • Main type of care: communication and agreements.
  • Level of care: basic
  • Recommended skills: clear communication, active listening, negotiation.
  • Substances that may increase some risks: alcohol, GHB/GBL, cocaine.
  • Potential risks: misunderstandings, unrealistic expectations, broken agreements.
  • Harm reduction strategies: talk before, during, and after. Check for mutual understanding.

2. Personal financial boundaries

Know and communicate your financial limits. Decide how far you can and want to go.

  • Main type of care: self-care and boundaries.
  • Level of care: basic
  • Recommended skills: self-knowledge, assertiveness, communicating limits.
  • Substances that may increase some risks: alcohol, stimulants, GHB/GBL.
  • Potential risks: overspending, economic pressure, debt.
  • Harm reduction strategies: set clear limits and respect them. Do not give in to pressure.

3. Conscious payment and compensation

Agree on how payments or compensation will be handled in a fair and transparent way.

  • Main type of care: fairness and transparency.
  • Level of care: intermediate
  • Recommended skills: agreement management, transparency, organisation.
  • Substances that may increase some risks: alcohol, cocaine, methamphetamine.
  • Potential risks: disagreements, non-payment, economic exploitation.
  • Harm reduction strategies: make agreements in writing or by message. Review and confirm them.

4. No means no: respecting material limits

Accepting “no” when someone does not want to pay, lend, or cover expenses.

  • Main type of care: respect and consent.
  • Level of care: intermediate
  • Recommended skills: respect, empathy, and accepting limits.
  • Substances that may increase some risks: alcohol, GHB/GBL, methamphetamine.
  • Potential risks: economic pressure, manipulation, relationship conflicts.
  • Harm reduction strategies: respect the other person’s decision without insisting. Consent also applies to money.

5. Avoid economic dependence

Do not base relationships or practices on one person’s economic dependence on the other.

  • Main type of care: autonomy and balance.
  • Level of care: specialised
  • Recommended skills: financial planning, independence, autonomy.
  • Substances that may increase some risks: alcohol, stimulants, opioids.
  • Potential risks: financial control, economic abuse, loss of autonomy.
  • Harm reduction strategies: maintain financial independence. Diversify your sources of income.

6. Avoid informal loans

Avoid lending or asking for money informally in order to prevent conflict.

  • Main type of care: prevention and protection.
  • Level of care: specialised
  • Recommended skills: risk assessment, planning, decision-making.
  • Substances that may increase some risks: alcohol, stimulants, cocaine.
  • Potential risks: unpaid debts, broken bonds, situations of violence.
  • Harm reduction strategies: avoid informal loans. If needed, set clear written conditions.

7. Protect your resources and spaces

Take care of your money, belongings, and personal spaces.

  • Main type of care: safety and self-care.
  • Level of care: specialised
  • Recommended skills: organisation, boundaries, prevention.
  • Substances that may increase some risks: alcohol, GHB/GBL, methamphetamine.
  • Potential risks: theft, losses, invasion of space, vulnerability.
  • Harm reduction strategies: keep valuable belongings secure. Set clear limits about access to your space.

Remember: Your financial well-being is also part of comprehensive care. Clear agreements, boundaries, and autonomy protect you.

Aftercare: whenever possible

Aftercare helps process emotions, reconnect, and strengthen bonds after the practice.