Sexual practices: financial care and material boundaries
Guide to financial care in relationships and sexual practices: clear agreements, financial boundaries, conscious payment, financial autonomy, and prevention of economic exploitation.
Financial care and material boundaries
Financial care and respect for material boundaries are essential for relationships that are fairer, safer, and freer from economic pressure.
Levels of care
- Basic care: general information and clear agreements.
- Intermediate care: specific knowledge and ongoing communication.
- Specialised care: prior training and gradual practice.
- Specific training recommended: specialised education and safety protocols.
1. Clear agreements from the start
Talking openly about money, expectations, and contributions before any exchange.
- Main type of care: communication and agreements.
- Level of care: basic
- Recommended skills: clear communication, active listening, negotiation.
- Substances that may increase some risks: alcohol, GHB/GBL, cocaine.
- Potential risks: misunderstandings, unrealistic expectations, broken agreements.
- Harm reduction strategies: talk before, during, and after. Check for mutual understanding.
2. Personal financial boundaries
Know and communicate your financial limits. Decide how far you can and want to go.
- Main type of care: self-care and boundaries.
- Level of care: basic
- Recommended skills: self-knowledge, assertiveness, communicating limits.
- Substances that may increase some risks: alcohol, stimulants, GHB/GBL.
- Potential risks: overspending, economic pressure, debt.
- Harm reduction strategies: set clear limits and respect them. Do not give in to pressure.
3. Conscious payment and compensation
Agree on how payments or compensation will be handled in a fair and transparent way.
- Main type of care: fairness and transparency.
- Level of care: intermediate
- Recommended skills: agreement management, transparency, organisation.
- Substances that may increase some risks: alcohol, cocaine, methamphetamine.
- Potential risks: disagreements, non-payment, economic exploitation.
- Harm reduction strategies: make agreements in writing or by message. Review and confirm them.
4. No means no: respecting material limits
Accepting “no” when someone does not want to pay, lend, or cover expenses.
- Main type of care: respect and consent.
- Level of care: intermediate
- Recommended skills: respect, empathy, and accepting limits.
- Substances that may increase some risks: alcohol, GHB/GBL, methamphetamine.
- Potential risks: economic pressure, manipulation, relationship conflicts.
- Harm reduction strategies: respect the other person’s decision without insisting. Consent also applies to money.
5. Avoid economic dependence
Do not base relationships or practices on one person’s economic dependence on the other.
- Main type of care: autonomy and balance.
- Level of care: specialised
- Recommended skills: financial planning, independence, autonomy.
- Substances that may increase some risks: alcohol, stimulants, opioids.
- Potential risks: financial control, economic abuse, loss of autonomy.
- Harm reduction strategies: maintain financial independence. Diversify your sources of income.
6. Avoid informal loans
Avoid lending or asking for money informally in order to prevent conflict.
- Main type of care: prevention and protection.
- Level of care: specialised
- Recommended skills: risk assessment, planning, decision-making.
- Substances that may increase some risks: alcohol, stimulants, cocaine.
- Potential risks: unpaid debts, broken bonds, situations of violence.
- Harm reduction strategies: avoid informal loans. If needed, set clear written conditions.
7. Protect your resources and spaces
Take care of your money, belongings, and personal spaces.
- Main type of care: safety and self-care.
- Level of care: specialised
- Recommended skills: organisation, boundaries, prevention.
- Substances that may increase some risks: alcohol, GHB/GBL, methamphetamine.
- Potential risks: theft, losses, invasion of space, vulnerability.
- Harm reduction strategies: keep valuable belongings secure. Set clear limits about access to your space.
Remember: Your financial well-being is also part of comprehensive care. Clear agreements, boundaries, and autonomy protect you.
Aftercare: whenever possible
Aftercare helps process emotions, reconnect, and strengthen bonds after the practice.